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Showing posts from January, 2022

difference between a Current Account and Savings Account

https://www.hdfcbank.com/personal/resources/learning-centre/save/current-account-vs-savings-account-know-the-difference   There may be times when you need to make multiple payments, receipts and other transactions, similar to traders and entrepreneurs. They need to access their accounts frequently prefer using a Current Account for this. But what is a Current Account and how does it differ from a Savings Account? Here is a list to help you understand the difference between Current Account and saving account: Meaning  A savings account is a deposit account which allows limited transactions, while a Current Account is meant for daily transactions. Suitability A savings account is most suitable for people who are salaried employees or have a monthly income, whereas, Current Accounts work best for traders and entrepreneurs who need to access their accounts frequently. Interest Savings accounts earn interest at a rate of around 4%, while there is no such earning from a ...